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The Association of Divorce Financial Planners (ADFP) is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be addressed to the National Registry of CPE Sponsors, 150 Fourth Avenue North, Suite 700, Nashville, TN, 37219-2417. Web site: www.nasbatools.com.

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Mission Statement

The mission of the Association of Divorce Financial Planners is:

• To heighten awareness of the benefits and the added value of divorce financial planning so that it becomes an integral part of the divorce process.
• To encourage knowledgeable and trustworthy financial professionals to enter the field.
• To continuously refine and maintain practice and professional standards of excellence and a strict code of ethics.
• To build professionalism.
• To unify the divorce financial planning profession.

To accomplish this mission, the Association of Divorce Financial Planners will:

• Develop outreach programs to financial professionals, allied divorce professionals and the general public.
• Provide continuing professional education and training opportunities for divorce financial planning practitioners.
• Hold members to high professional and ethical protocols and standards.
• Promote communication, networking and peer review.
• Market and promote divorce financial planning through the ADFP website, speaking opportunities to the public and divorce professionals, public relations and other appropriate means.
• Establish and encourage membership participation in local chapters throughout the United States, Canada and other countries.
• Participate in policy making regarding financial issues in divorce.

Membership Criteria

All Members, including Associate Members (defined below), are encouraged to be actively involved in the ADFP. In addition, all members, irrespective of whether they are divorce financial planning practitioners, must:

  1. have a professional interest in divorce financial planning, for example through having obtained the following designations: CDFA, FDS, CFDS,
  2. read and be supportive of the ADFP Mission Statement,
  3. read and agree to abide by Professional Protocols and Standards established by the ADFP,
  4. agree to be supportive of the ADFP, its local chapters, its membership and the profession in general, and pay dues on an annual basis
  5. have a periodically monitored and ADFP-approved (based on substantive initial and ongoing continuing education, compliance and ethics requirements) professional designation or license; a partial list of approved designations and licenses includes CFP®, ChFC, CPA, CA (Chartered Accountant), CMA (Certified Management Accountant) and CGA (Certified General Accountant) and be in good standing with all such entities.
  6. report to the ADFP Board of Directors, for review, any and all past suspensions, revocations or disciplinary actions related to any license or professional designation they have ever held,
  7. notify the Board within 10 calendar days of any events or issues that could potentially affect their status with these or eligibility for ADFP membership, and
  8. become a member of a local chapter and attend an average of four (4) hours of ADFP meetings per year (reported every two years) if chapter meetings are held within a 50 mile radius of their home or office or, if a local chapter is not a feasible alternative, attend the annual conference at least every other year.
  9. obtain a minimum of 15 hours per year of professional continuing education

Classes of Membership

  1. Members: ADFP Members are divorce financial planning practitioners, i.e. use the divorce financial planning process. They must charge a reasonable fee-for-service and cannot be compensated in other ways for providing such services. Divorce financial planning cannot be offered as a free service in exchange for or with the hope of acquiring or being otherwise linked to a post-divorce money or investment management engagement or product sale directly or indirectly through other professional relationships. All Members are required to have errors and omissions insurance for divorce financial planning.
  2. Associate Members: Associate Members provide adjunct, specialized, supporting services to the divorce financial planning process. The ADFP shall promote Associate Members as being distinct from Members. Their class of membership is “Associate Member.” Associate members’ names are not open to the public but accessible to Members for professional networking and referrals. They do not have voting privileges. They are allowed to participate on the Board and on committees. They can attend the annual conference at the membership rate. The cost of Associate membership is the same as Membership. Those who practice divorce financial planning without charging a specific fee in the appropriate market range for his/her expertise level and geographical norms are not eligible for membership as Members or Associate Members.
  3. Members of the ADFP are not employees and function independently of the ADFP. It is the sole responsibility of the hiring party in a divorce engagement to use due diligence when hiring or engaging a member.
  4. Grandparenting: ADFP membership currently includes both divorce financial planning practitioners and non-practitioners. Existing Members in good standing, irrespective of their current education or experience or whether they are currently practicing divorce financial planning, will be given the opportunity to maintain their current membership status and continue to identify themselves as Members for a period of two years. After this, in order to maintain their status as Members, they will be required to become divorce financial planning practitioners. Exceptions based on work experience will be reviewed by the Board of Directors.


Agreement by members to adhere to ADFP Professional Protocols and Standards is a requirement of membership but should not be construed as a basis for any legal liability of the ADFP to third parties. It is strictly a condition for membership. The ADFP does not perform divorce financial planning services or take responsibility for divorce financial planning or other services offered by its individual members. Services provided by members are provided independently of the ADFP and are completely their responsibility. Implying otherwise is a serious offense and grounds for membership termination.

Membership Benefits
  • Web page on highly-trafficked DivorceAndFinance.org with photo and detailed background information
  • Ability of publish articles on DivorceAndFinance.org and ADFP News
  • Ability to publish articles and be used as a resource on DoOver.com
  • Subscription to ADFP News, our widely-distributed monthly newsletter
  • Opportunities to become intimately involved in building the future of the divorce financial planning profession
  • Opportunities for cooperative marketing at professional meetings
  • listserv
  • Low cost promotional brochures
  • Local chapters in many regions of the country
  • $100 discount to annual conference
  • Continuing education credits (CEU; CPE; CLE – NY, CT)
  • 50% discount on advertising on DivorceSource.com
  • 30% off the Standard Listing product on Divorcenet.com
  • $25 discount on MatLaw Ultimate Update programs (annual reviews of New York case law)
  • Discounts on book purchases from ADFP Divorce Bookstore
  • Client and media referrals
  • Marketing and public relations activities promoting divorce financial planning
  • 10% discount on Identity Theft Protection
  • 5% discount on long term care insurance
  • Discounts on ADFP webinars