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The Association of Divorce Financial Planners (ADFP) is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be addressed to the National Registry of CPE Sponsors, 150 Fourth Avenue North, Suite 700, Nashville, TN, 37219-2417. Web site: www.nasbatools.com.



About Professionals

About Divorce Professionals: Sometimes, it is possible for a divorcing couple to sort through and hammer out all the pertinent details of the impending split. However, given the wide range and scope of such details, i.e., asset and property division, alimony and child support tax issues, etc., often times the issues can be so complicated and/or potentially volatile that this is just not realistically feasible. It is in the case of the latter the completion of the divorce process cannot be reached without the aid of outside professionals such as lawyers, mediators and arbitrators, financial and tax advisors, and therapists to name a few.

About Divorce or Family Law Attorney: Perhaps the most significant and prominent professional to play a role in any divorce is the attorney. For obvious reasons, these particular fees will be vastly different from state to state and even in any given particular market area. It is very important to obtain a complete understanding of the actual billing process beforehand so as to avoid any potential misunderstandings or financial mishaps.

About Divorce Mediators and Therapists/Counselors: In some instances, while an actual attorney-at-law handling all legal aspects may not be required to facilitate a divorce, the use of an outside third party to help settle particular issues may be. These are known as "mediators" and often are of lawyers who charge a reduced fee, therapists, psychologists, social workers, or even clergy members.

About Custody Evaluators: When custodial agreement cannot be reached between the two parties prior to the trial date, a great deal of preparation may be required by the client and the attorney in order to effectively petition the court for custodial rights.

About Divorce Arbitrators: Another avenue available to choice is that of arbitration. An "arbitrator" is a neutral third party who will be presented with the cases of both sides and reach conclusions with regards to specific issues that will be incorporated into a particular court judgment.

About Paralegal Services: Paralegals are not trained as lawyers, therefore they are not able to provide you with any type of legal advice. You will hear this response quit often when going through your divorce, because it is very easy to ask the wrong person a question that does not seem to be legal related, but actually is.

About Credit Advisors: Credit advisors who are connected with non-profit organizations, such as the United Way, the YM/YWCA, or religious organization are often an invaluable source of information and direction. The Consumer Credit Counseling Service is one such outfit that has offices nationwide and can be found in your local telephone book or by calling 1-800-388-2227 to access the most convenient branch.

About Appraisers and Insurance Agents: During the course of a divorce, assets are naturally to be divided. Several prominent assets may be real estate property, a business, personal property, and life insurance policies. In both cases, these types of professionals are paid on a commission basis. In the case of your home, you will need an accurate appraisal. One such method would be to contract a Certified Real Estate Appraiser or by getting estimates from multiple Real Estate Agents, each of whom would hope to be securing your future business.

About Divorce Support Groups: Often times emotional pain is unavoidable when surviving separation and divorce. Most people do not understand this heartache, or the people who support you are always available to listen. Divorce Support Groups are designed so you can meet with other people who understand what you are going through. There are thousands of divorce support groups around the U.S. that provide the atmosphere that will allow you to break from the past and rebuild your life.