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The Association of Divorce Financial Planners (ADFP) is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be addressed to the National Registry of CPE Sponsors, 150 Fourth Avenue North, Suite 700, Nashville, TN, 37219-2417. Web site: www.nasbatools.com.



H

HABITUAL RESIDENCE - the place where a person resides - "as of habit" or permanently, for the purposes of the law.

HARDSHIP - the inability of a parent to support his or her children because of a financial strain.

HEALTH INSURANCE ORDER - a court order that instructs the non - custodial parent to purchase health and dental insurance for the children and to add them to the policy.

HEARING - any proceeding that takes place before a court where testimony is given and arguments are heard.

HEARSAY - something a person claims he or she was told by someone else. Often hearsay cannot be used as evidence in a trial.

HOLD HARMLESS - a phrase used to describe an agreement by which one person agrees to assume full liability for an obligation and protect another from any loss or expense from that obligation.

HOSTILE WITNESS - a witness who shows prejudice during testimony that the party who called him or her will actually do a cross - examination.

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