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The Association of Divorce Financial Planners (ADFP) is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be addressed to the National Registry of CPE Sponsors, 150 Fourth Avenue North, Suite 700, Nashville, TN, 37219-2417. Web site: www.nasbatools.com.


Individual Biographies
Carl M. Palatnik, PhD, CFP®, CDFA™, AAMS
CERTIFIED FINANCIAL PLANNER™ practitioner
Certified Divorce Financial Analyst™

Carl M. Palatnik, CFP®, CDFA™ Trained in 1994, when divorce financial planning was still in its infancy, Carl has become one of the preeminent and most experienced divorce financial planners in the country. He is founding president and executive vice president of the Association of Divorce Financial Planners, the largest not-for-profit professional association of divorce financial planning practitioners in the world. He founded and is president of DivorceInteractive.com, a busy internet portal containing information, survival tools and helpful resources for people affected by divorce. He is former host of the internet radio program “Divorce Talk,” broadcast on VoiceAmerica.com.

Carl is a CERTIFIED FINANCIAL PLANNER™ practitioner, a FINRA-Registered General Securities Principal and Branch Manager of the Melville, NY office of Cadaret, Grant & Co., Inc, a FINRA-registered broker/dealer.* He has received numerous awards for outstanding achievement in financial planning, including designation as a subject of biographical record in Marquis Who’s Who in Finance and Industry. He has been consulted frequently and cited by the media on divorce planning issues and has lectured to other divorce professionals on a variety of financial topics. He has served on the advisory boards of Divorce Magazine, the College for Divorce Specialists and the NYU Divorce Project. He is on the editorial board of New York Family Law Monthly and has published numerous articles in New York Family Law Monthly, Divorce Magazine, DivorceInteractive.com and other financial publications.

Carl M. Palatnik is NOT AN ATTORNEY AND DOES NOT PROVIDE LEGAL ADVICE. All information he provides is financial in nature and should not be construed or relied upon as legal advice. Individuals seeking legal advice should solicit the counsel of competent legal professionals knowledgeable about the divorce laws in their own geographical areas.

* Divorce Financial Planning is a fee-only process that does not involve investment advice or securities transactions.

For a free one-hour initial consultation and a copy of Carl’s article, “Pre-Divorce Financial Planning: Could This Be the Next Frontier,” call Carl at the number below.


Address: Carl M. Palatnik, Ph.D., Certified Financial Planner
200 Broadhollow Road, Suite 207
Melville, NY 11747 **
** Convenient offices throughout Long Island, New York City and Westchester County.
Phone: 631-470-0331
Fax: 631-673-0631
E-Mail: carlp@divorceinteractive.com
Website: http://www.divorceinteractive.com/palatnik.asp

CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered flame logo are certification marks owned by Certified Financial Planner Board of Standards Inc. These marks are awarded to individuals who successfully complete CFP Board's initial and ongoing certification requirements.